To my valued clients and future clients,

The highlights of these changes are:

• Two new plans (M and N) will be available.
• Some current plans will no longer be available for new coverage. Please note that if you are currently covered, your coverage will continue as long as you pay your premiums.
• The “birthday rule” will apply for the open enrollment period (30 days following your birthday). For qualified plans applied for during this period, medical screening will not be required.
• Changes to your existing coverage is purely voluntary. You will not be required to make any changes.

If you want to review your coverage or have any questions about Medigap changes, I am available to assist you. Please call my office at 243-5190.

Warmest regards,

Barbara McClaskey